There are reasons why St. Cloud real estate investments (and real estate investments as a whole) are often considered to be in a class of their own.

Bankrate.com, for instance, doesn’t even mention real estate in its current “Best low-risk investments in 2021,” despite listing every variety from Number One: “high-yield savings accounts,” to Number Ten: “fixed annuities.”

Their list acknowledges drawbacks for each of the ten, ranging from #1’s investment return (last week, the best rate of return was half of one percent) to #10’s reputation of being “notoriously complex, so you may not be getting exactly what you expect.”

Financial commentators may be forgiven for neglecting to count “real estate” as an investment class when you consider that its peculiar characteristics would make it an oddball inclusion. From the financial manager’s point of view, the greatest failing might be that it requires so little financial management. In fact, when it comes to the hands-on for buying and selling St. Cloud real estate, you really don’t need a financial manager. You just need me—or another experienced St. Cloud Realtor^®.

Local homeowners may be tempted to think of their own St. Cloud real estate investment as the place their family lives in rather than as their preferred low-risk investment—but of course, it’s both. Last week, there came confirmation of another characteristic that tends to put it in a class of its own.

The source was Attom Data Solutions’ annual “2021 U.S. Home Sales Report,” which summarized, “In the first quarter, sellers generated an average profit of $70,050 on the sale of their home, up 26% compared to a year earlier.” Further details described an average “holding period” of 7.94 years per home that generated an average 34.2% return on investment. Attom’s percentage is for the nation as a whole—so any single St. Cloud real estate investment might be plus or minus that precise figure. But the typical St. Cloud homeowner/real estate investor also benefitted in another way—by being able to live in their investment. That could be another reason why real estate wasn’t included as one of the best low-risk investments in 2021.

In addition to their being potential Family Headquarters, this season’s St. Cloud listings can certainly also be considered to be investments-in-waiting. If you are done waiting—call me!

Providing a superior level of informed, professional real estate services to buyers and sellers throughout Central Minnesota. We have agents specializing in residential, commercial, multifamily, new construction, existing, investment properties, foreclosures/REO, and short sales with offices located in:

Multiple Office Locations To Serve YOU!

Saint Cloud 320-259-4554

Princeton 320-983-3555

Sartell 320-259-4554

Little Falls 320-259-4554

Minneapolis 612-355-1260

Hutchinson 320-455-9127

Litchfield 320-298-1140

Premier Real Estate specializes MANY areas around Central MN including Saint Cloud, Waite Park, Rice, Royalton, Sartell, Royalton, Little Falls, Cold Spring, Saint Joseph, Elk River, Monticello, Ramsey, Saint Michael, Andover, Ham Lake, Anoka, Champlin, Buffalo, Glencoe, Brownton, Silver Lake, Kandiyohi, Dassel, Minneapolis, Maple Grove, Saint Louis Park, Saint Paul, Robbinsdale, Crystal, New Hope, Brooklyn Center, Brainerd, Nisswa, Aitkin, Albany, Coon Rapids, Sauk Rapids and more!